The ultimate test for any urban planning policy is in fact, the extent to which it contributes to improving the standard of living for Saskatoon residents, while reducing poverty levels. For economic growth to be sustainable, we must recognize that people are moving here for a higher standard of living. Employment and income opportunities are greater today than ever before. If our housing costs continue to escalate due to public policy decisions, however, much of the economic gain for individuals and families is a wash. As Saskatchewan enjoyed the largest increase in median household income of any province between 2006 and 2011, house prices escalated well beyond incomes. The net effect is that the lower-cost detached house has become a thing of the past. The higher house prices that developed between 2006 and 2012 are estimated to have disqualified approximately 20 per cent of Saskatoon metropolitan area households from purchasing the average price existing house. In the more expensive new house market, it is estimated approximately 15 per cent of households that would have qualified for mortgages in 2006 would not today because of the higher prices. Throw in increased rent costs and increased utility costs, and you have the start of a seriously unaffordable city in which to live.